Why use an Insolvency Practitioner?
We are highly regulated and have to demonstrate a wide range of experience before becoming an Insolvency Practitioner
Other debt advisors may offer advice on procedures such as IVA ’s, bankruptcy...
Options for bankruptcy
The decision to be made bankrupt should never be taken likely. Whether you have decided that you have no alternative other than to petition for your bankruptcy or if one of your creditors has threatened to petition for your bankruptcy,...
For help and advice, please call our help line or use the form below:
0161 486 9372
Tel. 0161 486 9372
Fax. 0161 485 5253
Help with creditors
If you fall behind with payments on your credit cards and loan agreements, you will quickly receive reminders to pay or a request that you make contact with the lender. If these are ignored the phone calls will start soon after....
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with an approved IVA
An IVA is an arrangement with creditorsto help you avoid bankruptcy. Complete our 30 second test to see if your own creditors would potentially accept an IVA ...
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Individual Voluntary Arrangement...
Bankruptcy information for homeowners
An IVA proposal should show your creditors that the amount that they will get back from the IVA is more than if you became bankrupt.
If you are a homeowner and became bankrupt then you would have to buy back...
Here is our 30 second IVA test; after taking the test, we will tell you if you are potentially suitable for an IVA.
We can help you. Your test shows you should be eligible for an IVA.
You can call us on 0161 486 9372 quoting reference IVATEST-15443 and we one of our advisors will take a few more details from you so we can advise ...
Your personal information will be held by Johnson Geddes Limited and our two Insolvency Practitioners Paul Johnson and Paul Keeley.
In the privacy notice, “We” “Our”, “Us” and “They” are ...
Financial Conduct Authority
Johnson Geddes Limited is an authorised representative of Ruby Holdings Limited. Ruby Holdings Limited is authorised by the Financial Conduct Authority to provide certain regulated products and services...
Terms and conditions
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IVA's for the self employed
IVA’s were actually introduced to help the self employed business person avoid bankruptcy and continue trading and so they are an ideal debt solution for the self employed.
Because of the varied nature of businesses, h...
Why choose Johnson Geddes?
We are a small team who are focussed on providing our clients with clear, uncomplicated IVA advice and support.
As a client of Johnson Geddes you will have dedicated staff dealing with your case that you will be able to...
IVA's - Debt Management Plans - Debt Relief Order - Bankrupcy
Legally binding on your creditors.
Prevents further legal action.
Freezes all further interest and charges.
Normally creditors write off some of their...
F.A.Q.'s and expert advice
Provided the car has a reasonable value there is rarely a problem with keeping the car in the IVA. Hire purchase is a form of secured lending and IVA's only deal with unsecured debt so the HP lender won't be affected. A provision...