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About IVA's

About IVA's Take a 30 sec Test Is an IVA the best option for you? Why use an Insolvency Practitioner? We are highly regulated and have to demonstrate a wide range of experience before becoming an Insolvency Practitioner Other debt advisors...

Bankruptcy

Options for bankruptcy Take a 30 sec Test Is this the best option for you? The decision to be made bankrupt should never be taken likely. Whether you have decided that you have no alternative other than to petition for your bankruptcy or if...

Check if you qualify

30 sec - IVA Check Could an IVA help you?find out now... See if you can be approved for an IVA [ninja_form id=5]

Contact Us

Contact Us For help and advice, please call our help line or use the form below: Take a 30 sec Test To see if an IVA is an option for you? 0161 486 9372 Johnson Geddes Landmark House Station Road Cheadle Hulme SK8 7BS Tel. 0161 486 9372 53.375,-2.18577 Johnson Geddes

Creditors

Help with creditors Take a 30 sec Test an IVA might be an option for you. If you fall behind with payments on your credit cards and loan agreements, you will quickly receive reminders to pay or a request that you make contact with the lender....

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Good News! We can help you. Your test shows you should be eligible for an IVA. What next? One of our experienced and friendly advisors will contact you within the hour to talk you through the best debt consolidation options for you.  It ...

GA IVA Test Thankyou

Good News! We can help you. Your test shows you should be eligible for an IVA. What next? One of our experienced and friendly advisors will contact you within the hour to talk you through the best debt consolidation options for you.  It ...

Get Debt Help Today

Get help with your debts today Check If You Qualify One affordable monthly payment Stop interest and charges Write off a significant percentage of your debt Protect your home and vehicle Stop worrying calls and letters from your creditors Stop court and bailiff action We typically deal with debts such as; credit cards, personal loans, overdrafts, council tax arrears, catalogues, HMRC, store cards, payday loans and many more   Find out now! The team are here to help Ed Michelle Jo Clare David Anna Graeme Em Caroline Mike Check If You Qualify IVA's advantages Legally binding on your creditors. Prevents further legal action. Freezes all further interest and charges. Normally creditors write off some of their debt. You will keep your property if you are a homeowner. Procedures available to take account of changed circumstances. Will normally allow you to continue to trade, if you are self employed. You can also in most circumstances continue to act as a Director of a limited company. Will provide protection for unknown debts such as unpaid tax or overpaid tax credits. Overseen by an insolvency practitioner who is highly regulated and fully insured. Highly flexible and can include a lump sum in full and final settlement with potential completion of the IVA in a matter of months. disadvantages You will normally pay in to an IVA for 2 more years than a bankruptcy. Your credit record will be adversely affected until one year after successful completion of your IVA . Your details will be entered on to a register that can be accessed via the internet. If you receive unexpected money during the IVA , such as an inheritance or a PPI refund, you will have to pay the proceeds in to the IVA . If you are a homeowner you will be asked to attempt to release equity in to the IVA in the last year. Individual Voluntary Arrangement ("IVA") Advice Welcome to Johnson Geddes [users] We've been providing IVA's to our customers for a long time and have built a reputation of objective and sympathetic advice. Here's why our customers rate us: 95%+ IVA approval rate As we only charge fees once an IVA is approved, we will only recommend one if we are confident it will be successful and is the right option for you. Trained IPs, no middle men Unlike many IVA practitioners, we work with our customers on a personal basis, meaning advice is tailored to individual circumstances. 1000's of satisfied clients We’ve helped 1000's of people service their debts and avoid bankruptcy, both in the North-West and across the whole United Kingdom. Check If You Qualify

Home

Get help with your debts today Check If You Qualify One affordable monthly payment Stop interest and charges Write off a significant percentage of your debt ...

Home Owners

Bankruptcy information for homeowners Take a 30 sec Test What is the best option for you? An IVA proposal should show your creditors that the amount that they will get back from the IVA is more than if you became bankrupt. If you are a...

IVA Debt Help

Get help with your debts today Check If You Qualify One affordable monthly payment Stop interest and charges Write off a significant percentage of your debt ...

IVA Test

30 sec - IVA Check See if you can be approved for an IVA Could an IVA help you?find out now...

MazTest

30 sec - IVA Check See if you can be approved for an IVA Could an IVA help you?find out now...

Pay

Making a payment If you are making your regular payment, or an amount that you have previously agreed with one of our team, please click here to proceed. Make a regular payment Enter the amount below (Numbers only ie for £200 enter 200.00) Enter your client 5 digit reference Amount If you are paying a different payment to your agreement please contact one of our team on 0161 486 9372 or annualreviews@johnsongeddes.co.uk Refund Policy for Worldpay Payments We have selected Worldpay to manage the processing of payments. Worldpay are trusted and utilised by thousands of businesses, big and small, in nearly all parts of the world and are recognised as a secure and easy-to-use payment solution over the internet. We accept all types of Visa and MasterCard. What if my card is refused? Card payments are not refused by Johnson Geddes but by your bank or card issuer. There could be many reasons this may happen and we suggest you contact your card issuer if you have a problem with your payment being declined. Can I have a receipt? Yes. You will receive a confirmation of your payment on your screen after you make the payment. This will display your unique transaction number. You will also receive an email confirming the payment has been successful. I’ve paid the wrong amount – can I have a refund? Contact our office on 0161 486 9372 if you have overpaid your account and we can arrange a refund. We aim to refund your payment within 10 working days of your request.

Privacy Policy

Privacy Policy Privacy Policy Our Privacy Policy (“Policy”) is detailed below. Your personal information will be held by Johnson Geddes Limited and our two Insolvency Practitioners Paul Johnson and Paul Keeley. In the privacy notice, “We” “Our”, ...

Regulatory information

Regulatory information EU Service Regulations Johnson Geddes Limited has adopted EU regulation relating to the service of documents on civil and commercial matters between EU member states. Proposal Terms and Conditions Each IVA proposal presented...

Review

About IVA's Would you leave us a Google review? If you have found our service helpful, then would you please be kind enough to leave us a 5 star Google review? Leave a Google review “Thank you so much!”

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Terms and conditions

Terms and conditions Welcome to our website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Johnson Geddes’...

Test Complete

Good News! We can help you. Your test shows you should be eligible for an IVA. What next? One of our experienced and friendly advisors will contact you within the hour to talk you through the best debt consolidation options for you.  It only ...

Thank you

Thank you Your enquiry has been submitted successfully. We will get back to you shortly.

Self Employed

IVA's for the self employed IVA’s were actually introduced to help the self employed business person avoid bankruptcy and continue trading and so they are an ideal debt solution for the self employed. Take a 30 sec Test Is this the best option f...

About Us

Why choose Johnson Geddes? We are a small team who are focussed on providing our clients with clear, uncomplicated IVA advice and support. As a client of Johnson Geddes you will have dedicated staff dealing with your case that you will be able to...

Debt Remedies

Debt Remedies IVA's - Debt Management Plans - Debt Relief Order - Bankruptcy Check out below the advantages and disadvantages of each remedy Take a 30 sec Test Find out which plan is best for you IVA's advantages Legally binding on...

FAQ

F.A.Q.'s and expert advice I have a car on HP. How would an IVA affect this and would I be able to keep it if I started an IVA? Provided the car has a reasonable value there is rarely a problem with keeping the car in the IVA. Hire...
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Johnson Geddes is a member firm of and regulated by the Insolvency Practitioners Association

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